How do I ... ?

Apply for Coverage? The best way to accomplish this would be to visit this page and follow the steps.

• Go Here

Get coverage for just my kids? Vantage Point and Dental Select plans of Utah will allow you to insure more than one child. You can lump them together to get a family group discount. They require separate application for each child.

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Where can I find ... ?

Applications?

• Vantage Point
• Dental Select

What plan does my dentist take?

• We always recommend calling your dentist ultimately

Certificate of Credible Coverage? You don't need this particular document to submit to us at the time of your application. However, we will need it once you get approved. This certificate proves you had prior coverage that has not lapsed more than 63 days. This allows your pre-existing conditions to be covered. If you did not have prior coverage within 63 days of your approval date with us than you may be subject to a waiting period for your pre-existing medical condition.

Good old fashion insurance facts?

• Go here

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Who is ... ?

DentalInsuranceUtah.net are all from the same source. That source being BenefitsManager,Inc. BenefitsManager,Inc. is a licensed independent dental insurance source for Utah.

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What is ... ?

An agent or agency is a required license designation by Utah. This name will shortly be changed to "Producer". A insurance agent or agency IS NOT the same thing as a reality agent. When you buy a home you pay a one time commission fee. When you buy a insurance policy, an agent is paid a servicing fee.  This is not the same cost when you go about selling or buying your home where you loose money in commission points. Agents or agency fees do not increase the cost of your policy. This is part of the "administration fees" that health insurance carriers budget for in their "general fund" to better service people going through the application process. This has been the most efficient and cost effective system used currently to manage the explanation and ongoing support for health insurance policies. Health insurance carriers cannot afford to hire the payroll personnel to service you in house. It is in your best interest to deal with a neutral field underwriting source such as us. Mike Oliphant is a Health Underwriter through National Association of Health Underwriters. This means his experience as a field underwriter benefits you with his continued education requirements with approval and servicing issues. A field underwriter is under high demand in Utah as Mike will confirm.

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When is ... ?

Your effective date is usually the 1st of the month following your application date. Carriers normally will only issue the 1st day of the month following your application. Your submission deadline to qualify for the first is no latter than the 25th of the month.

DO NOT CANCEL CURRENT COVERAGE UNTIL YOU RECIEVE WRITTEN APPROVAL OF THE NEW CARRIER

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